Hometown Mortgage Lending of NC, Inc. was created to better serve our community of diverse individuals and their mortgage needs here in our hometown. We are locally owned and plan to be here for decades to come, building our business on the references of satisfied clients.

We are proud members of the Better Business Bureau, the Yadkin Valley Chamber of Commerce, the National Association of Mortgage Brokers, and the NC Association of Mortgage Professionals, whose motto is “Dedicated to a Higher Standard”.

In the past, some mortgage companies gained an unfavorable reputation for all, by charging high rates and fees. We are not one of those companies. We are not only able to compete with the larger financial institutions, but in most cases have better rates and products. We also process your loan in house. That means we have more control over the loan and the time frame in which it closes.

HML of NC provides educational newsletters for future or current home owners with interesting articles of varying topics. The newsletters are available at our office, and also at some of the local realty offices.

We are proud to offer mortgage products that actually fit the clients’ needs, at low rates and fees. Are you in the right mortgage product? Did your mortgage consultant ask questions about present and future plans and needs? Were you advised to consult with your investment and tax representatives? HML of NC wants your mortgage to benefit you in every way possible.

We offer mortgage loans for purchase, refinance, cash-out, construction, and also home equity lines of credit. We have programs for first-time home buyers, investors, self-employed borrowers, clients with perfect credit, and clients with less than perfect credit.

If you are shopping for a home, did you know that a mortgage pre-approval letter gives you an advantage over buyers who aren’t pre-approved?

You may come by our new office located at 111 Winston Road, Jonesville, beside Farm Bureau, or contact us at 527-HOME (4663). We will be happy to provide a free consultation to see if we can assist you with your mortgage needs.